Shopping on a budget requires some planning and practice. Especially if you love to shop, your wallet will thank you when you shop on a budget.
If you love to shop then you probably love buying things on sale. Who doesn’t like to get a good deal and not pay full price?
Or maybe you need to get the most out of your budget so you have to shop smart to save money.
Shopping on a budget ensures you always have money for the things you need. You can stay out of debt and build a savings.
7 ways for shopping on a budget
1 – Rakuten
If you love to shop online, then you need to sign up for Rakuten.
Rakuten gets paid commission for sending you to a store. Then Rakuten will share that commission with you as Cash Back. So you literally get paid to shop online.
They are partnered with thousands of stores who will give you cash back for shopping with them.
All you need to do is go to Rakuten website or app and search for the store you want to shop at. If you are on your desktop, you can download the Rakuten Chrome Extension to make it even easier for you to shop online.
2 – COUPONS
Anytime you go shopping, whether in person or online, always check to see if they have coupons.
If it’s a store that runs coupons often, you can sign up with their email. Or you can check
Before you start shopping, check out Retailmenot for coupons. I have the app on my phone and it is so easy to search the app and see online coupons and in-store coupons.
You can also check your local newspaper for coupons and deals, especially for grocery stores.
3 – TARGET
If you love to shop at Target, then you need to get the Target Red Card.
The Target Red Card is not a credit card, it is the store cards. It is linked directly to your bank account.
Every time you pay with you Target Red Card, you will automatically save 5% off your entire purchase.
4 – DON’T DRINK AND SHOP
Since Amazon has made it so easy to shop online, it’s so easy to shop at all hours of the day. Including when you are drinking.
There was a study done in 2020 that said drunk shopping was a $45 Billion dollar industry.
During the pandemic, a lot of people were sharing their drunken purchases. Some of the items were a little ridiculous.
We all know alcohol can lead to many stupid decisions. Do yourself and your wallet a favor, and don’t go drunk shopping.
5 – MAKE A LIST BEFORE YOU SHOP
If you wan to shop on a budget then you need to make a list before you shop.
A shopping list will help you to make impulse decisions on items you don’t really need or want.
I can’t tell you how many times I ran to store for 1 thing and I walk out with a cart full of items and I forgot the ONE thing I needed.
So make a list and stick to it. If you need to stick to a budget, then you need stick to your list.
6 – SAVE ON CLOTHES
The best time to buy clothes for a season is at the end of that season and to store them for the next year.
Stores will have clearance and sales events to get rid of any items that didn’t sell for full price at the start of season. They need to make room for the next season.
So if you wan to new clothes and don’t want to spend full price, you can save on clothes by buying during the sales events. The selection is not always the best, but you they usually ridiculously cheap.
Hopefully you have closet space or storage to keep the items until the next year.
7 – BUY USED INSTEAD OF NEW
Buying used will be significantly cheaper than buying new. So anytime you can buy something used, you should.
You check your Facebook Marketplace or your local thrift store.
SHOPPING ON A BUDGET
Whatever the reason is, there are many benefits to shopping on a budget.
Money may be tight, so sticking to a budget will help you to ensure you have enough money for the things you really need, such as rent and groceries.
Or maybe you are trying to build up your savings account so you need to stick to a budget to limit impulse shopping.
If are looking for ways to make more money, learn how to make an extra $100 a month.
Leave a comment below and let me know how you shop on a budget.